Although the probate process has its advantages, many people try to avoid probate time and expense. A Transfer-On-Death Deed (TODD) in Minnesota creates a “beneficiary” for your real estate. It functions like naming a beneficiary on your insurance policy. Similarly,…
There’s A Reason They Call It Estate PLANNING. Let’s just focus on long-term care (LTC) costs. Private LTC costs can easily exceed $7,000/monthly depending on your needs and the type of facility you’re accessing. If you are like many people…
Most of us understand beneficiary designations when it comes to life insurance accounts, retirement benefits, even Transfer on Death Deeds. And, most may even understand how those assets do not need to pass through a probate process because of that…
Manny, 84, and Alice, 79 have both retired and plan to support themselves in their home with their own hard-earned assets. They either never applied for or have never qualified for long-term care insurance. Their home is paid for and…
If you are a caregiver, a professional, or family member, you need to be aware of the overwhelmingly growing problem of Elder Abuse in Minnesota and nationally. Be a part of the solution and join the efforts of this Minnesota…
Most health insurance plans offer different coverage between “in-network” and “out-of-network” care. Many of us have been caught with surprise bills for “out-of-network” services when we were under the impression that the facility we were using, and therefore all the…
Marshall P. Kapp outlined four potential problems with Advance Directives (AD) for individuals with advanced, irreversible illness in his recent Hamline Law Review article: The Nursing Home As Part Of The POLST Paradigm. These problems may cause patients, their families,…
When government programs the size of the ACA go into effect, confusion abounds and scammers delight in our confusion. I just read a great article in the October 2013 Hennepin Lawyer that outlined what basics to know and what to…
Elder Law: “Getting Power of Attorney and Health Care Directive Now Saves Money, Time, and Dignity Later” The law tries to protect vulnerable people (minors, disabled, elderly). If you are trying to care for or assist someone in this category,…